How much does a modular home cost in Ireland?

Modular homes in Ireland from New Chapter Homes start from approximately €45,000 depending on the model and specification. Our Chapter One, Two and Three series offer different sizes and finishes to suit a range of budgets.

Do modular homes in Ireland need planning permission?

Planning requirements depend on the proposed use, size, location and circumstances of the property. A permanent modular home used as a dwelling generally requires planning permission. Certain developments may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional.

How long does it take to build a modular home?

Modular homes from New Chapter Homes are typically manufactured within 8–12 weeks (indicative) and installed on site within a few days, depending on groundworks, site preparation, planning, and specification.

Do you supply garden rooms in Kildare?

Yes, New Chapter Homes is based in Naas, Co. Kildare and supplies garden rooms, garden studios and modular buildings across Kildare and nationwide.

Can I finance a modular home in Ireland?

Indicative finance options may be available from €200 per week (subject to status and lender approval) through our finance partners, with deposits from 10% and indicative approval timelines of 48–72 hours. Self-employed applicants are welcome. First-time buyers may also qualify for the Help-to-Buy grant (subject to scheme eligibility). Indicative prices cover the turnkey building, delivery and installation; site-specific works are assessed after the site survey and identified separately in the written quotation.

What is the difference between a modular home and a prefab home in Ireland?

Modular homes and prefab homes are often used interchangeably in Ireland. Both are built in a factory and transported to site. New Chapter modular homes are fully fitted — including kitchen, bathroom, plumbing, and electrical fit-out — and are built to the same building regulations (BCAR, Part L, Part B) as traditional homes, with an A-rated BER certificate.

Are modular homes energy efficient in Ireland?

New Chapter modular homes are designed for A-rated BER performance, with premium insulation, heat pump heating, and airtight construction. Actual BER performance depends on final specification and is confirmed on completion. Actual energy savings depend on usage, specification and the property being compared.

Can I put a modular home in my garden in Ireland?

Planning requirements depend on the proposed use, size, location and circumstances of the property. A permanent modular home used as a dwelling generally requires planning permission. Certain smaller garden structures may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional.

How long does it take to install a modular home in Ireland?

A New Chapter modular home is typically manufactured in our factory in approximately 8–12 weeks (indicative), then installed on your site within 1–2 days using a crane. The total timeline from order to handover is typically 10–16 weeks (indicative), depending on site preparation, planning, and specification.

Do Irish banks give mortgages on modular homes?

Modular homes built to building regulations and appropriately certified may be mortgageable, subject to individual lender criteria. We can advise on what lenders typically require and introduce you to finance partners. Indicative finance options may also be available from €200/week (subject to status and lender approval).

Do you build modular homes in Kildare?

Yes. New Chapter Homes is based in Naas, County Kildare, and builds luxury modular homes, sustainable garden pods and affordable housing across all of Kildare — including Naas, Newbridge, Kildare Town, Maynooth, Athy, Leixlip, Celbridge, Kilcock, Kilcullen, Johnstown, Sallins, Clane and everywhere in between. Our display village in Johnstown, Naas is coming soon — register your interest to be notified when it opens.

Do you build modular homes in Dublin?

Yes. New Chapter Homes designs, manufactures and installs luxury modular homes, sustainable garden pods and affordable housing across Dublin city and county — including Rathcoole, Clondalkin, Tallaght, Lucan, Blanchardstown, Swords, Malahide, Howth, Dun Laoghaire, Blackrock, Stillorgan, Dundrum, Rathfarnham, Castleknock, Clontarf and every area in between. A-rated, fully fitted homes from €45,000 (€200/week), installed in 6–10 weeks.

How much does a modular home cost in Kildare or Dublin?

Modular homes in Kildare and Dublin start from €45,000 for our Chapter Three compact home, with our two-bedroom Chapter One from €80,000 and bespoke family homes from €220,000. Indicative prices cover the fully fitted interior, delivery, installation, and certification. Indicative finance options may be available from €200/week (subject to status). Foundations, groundworks, service connections and other site-specific works are assessed after the site survey and identified separately in the written quotation.

Can I get a garden room in Kildare or Dublin without planning permission?

Planning requirements depend on the proposed use, size, location and circumstances of the property. Certain garden rooms and smaller modular units may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional. New Chapter Homes can advise on your specific site in Kildare or Dublin — contact us for a free assessment.

Financing a Modular Home in Ireland: What Banks Look For

Yes, you can get a mortgage for a modular home in Ireland — but banks look for specific things before they'll lend. This guide explains exactly what Irish banks look for when financing a modular home, and how to make your build lender-ready.

Can You Get a Mortgage for a Modular Home?

Yes. Certified modular and panel homes that meet Building Regulations are permanent with mainstream Irish lenders. The idea that modular homes aren't permanent is outdated — thousands of buyers finance them every year.

See our full mortgage guide: Can You Get a Mortgage on a Modular Home?

What Banks Look For

1. Certification

The home must be CE-marked and Building-Regulations-compliant. Banks won't lend on uncertified units, log cabins sold as homes, or temporary structures.

2. A Fixed, Written Contract

Lenders want a clear build contract with a fixed price and timeline. Variable or vague quotes make lenders nervous.

3. Planning Permission

A permanent modular home on its own site needs full planning permission. The bank will want to see it.

4. A Permanent Foundation

The home must be fixed to a permanent foundation — concrete pad, slab or an engineered ground-screw system. A home sitting on temporary blocks won't qualify.

See: Modular Home Foundations in Ireland

5. Stage Payments

Mortgages on modular builds are typically drawn down in stages — deposit, manufacture, delivery, completion. The bank wants the milestones in writing so funds can be released cleanly.

6. A BER Certificate

A Building Energy Rating is required before the final drawdown. An A-rated home can also unlock green mortgage rates.

See: BER A-Rated Modular Homes in Ireland

7. A Warranty

A structural warranty (e.g. Premier Guarantee, HAPM) strengthens your application and is required by some lenders.

How to Make Your Build Lender-Ready

Use a reputable, certified manufacturer — lenders know the established names.
Get planning permission early — it's non-negotiable for a mortgage.
Insist on a fixed-price contract — with stage milestones in writing.
Confirm the warranty — a structural warranty helps.
Get mortgage approval in principle before you commit — so you know the budget.
Ask about green mortgages — A-rated homes can get lower rates.

What If You're Adding a Pod or Granny Flat?

For smaller modular builds — a garden pod or granny flat — you usually won't need a new mortgage. Buyers typically use a mortgage top-up, a personal loan, a green home loan, or credit-union lending.

Talk to Us About Financing Your Build

At New Chapter Homes, every home we build is finance-ready — certified, contracted and supported through the drawdown process. Book a free consultation to talk through financing your modular build.

Financing a Modular Home in Ireland: What Banks Look For