How much does a modular home cost in Ireland?

Modular homes in Ireland from New Chapter Homes start from approximately €45,000 depending on the model and specification. Our Chapter One, Two and Three series offer different sizes and finishes to suit a range of budgets.

Do modular homes in Ireland need planning permission?

Planning requirements depend on the proposed use, size, location and circumstances of the property. A permanent modular home used as a dwelling generally requires planning permission. Certain developments may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional.

How long does it take to build a modular home?

Modular homes from New Chapter Homes are typically manufactured within 8–12 weeks (indicative) and installed on site within a few days, depending on groundworks, site preparation, planning, and specification.

Do you supply garden rooms in Kildare?

Yes, New Chapter Homes is based in Naas, Co. Kildare and supplies garden rooms, garden studios and modular buildings across Kildare and nationwide.

Can I finance a modular home in Ireland?

Indicative finance options may be available from €200 per week (subject to status and lender approval) through our finance partners, with deposits from 10% and indicative approval timelines of 48–72 hours. Self-employed applicants are welcome. First-time buyers may also qualify for the Help-to-Buy grant (subject to scheme eligibility). Indicative prices cover the turnkey building, delivery and installation; site-specific works are assessed after the site survey and identified separately in the written quotation.

What is the difference between a modular home and a prefab home in Ireland?

Modular homes and prefab homes are often used interchangeably in Ireland. Both are built in a factory and transported to site. New Chapter modular homes are fully fitted — including kitchen, bathroom, plumbing, and electrical fit-out — and are built to the same building regulations (BCAR, Part L, Part B) as traditional homes, with an A-rated BER certificate.

Are modular homes energy efficient in Ireland?

New Chapter modular homes are designed for A-rated BER performance, with premium insulation, heat pump heating, and airtight construction. Actual BER performance depends on final specification and is confirmed on completion. Actual energy savings depend on usage, specification and the property being compared.

Can I put a modular home in my garden in Ireland?

Planning requirements depend on the proposed use, size, location and circumstances of the property. A permanent modular home used as a dwelling generally requires planning permission. Certain smaller garden structures may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional.

How long does it take to install a modular home in Ireland?

A New Chapter modular home is typically manufactured in our factory in approximately 8–12 weeks (indicative), then installed on your site within 1–2 days using a crane. The total timeline from order to handover is typically 10–16 weeks (indicative), depending on site preparation, planning, and specification.

Do Irish banks give mortgages on modular homes?

Modular homes built to building regulations and appropriately certified may be mortgageable, subject to individual lender criteria. We can advise on what lenders typically require and introduce you to finance partners. Indicative finance options may also be available from €200/week (subject to status and lender approval).

Do you build modular homes in Kildare?

Yes. New Chapter Homes is based in Naas, County Kildare, and builds luxury modular homes, sustainable garden pods and affordable housing across all of Kildare — including Naas, Newbridge, Kildare Town, Maynooth, Athy, Leixlip, Celbridge, Kilcock, Kilcullen, Johnstown, Sallins, Clane and everywhere in between. Our display village in Johnstown, Naas is coming soon — register your interest to be notified when it opens.

Do you build modular homes in Dublin?

Yes. New Chapter Homes designs, manufactures and installs luxury modular homes, sustainable garden pods and affordable housing across Dublin city and county — including Rathcoole, Clondalkin, Tallaght, Lucan, Blanchardstown, Swords, Malahide, Howth, Dun Laoghaire, Blackrock, Stillorgan, Dundrum, Rathfarnham, Castleknock, Clontarf and every area in between. A-rated, fully fitted homes from €45,000 (€200/week), installed in 6–10 weeks.

How much does a modular home cost in Kildare or Dublin?

Modular homes in Kildare and Dublin start from €45,000 for our Chapter Three compact home, with our two-bedroom Chapter One from €80,000 and bespoke family homes from €220,000. Indicative prices cover the fully fitted interior, delivery, installation, and certification. Indicative finance options may be available from €200/week (subject to status). Foundations, groundworks, service connections and other site-specific works are assessed after the site survey and identified separately in the written quotation.

Can I get a garden room in Kildare or Dublin without planning permission?

Planning requirements depend on the proposed use, size, location and circumstances of the property. Certain garden rooms and smaller modular units may qualify for an exemption, subject to all applicable conditions. Customers should obtain site-specific advice from their local authority or planning professional. New Chapter Homes can advise on your specific site in Kildare or Dublin — contact us for a free assessment.

Modular Home Finance Options: Understanding the Routes Available

Understanding Modular Home Finance Options

When you decide to buy a New Chapter modular home, one of the first questions is: how do I pay for it? New Chapter Homes does not provide lending. Project pricing and payment terms are set out in the written quotation. Customers should speak directly with a lender or independent financial adviser about finance.

Here's an honest comparison of the main routes to help you choose.

Traditional Bank Finance

Traditional bank finance, where a buyer arranges it independently, works like this:

Pros

Lower interest rates — bank mortgage rates are typically lower than unsecured finance rates.
Long terms — up to 35 years, spreading the cost.
Familiar process — if you've been pre-approved before, you know the drill.
Help-to-Buy compatible — first-time buyers can use the €30,000 grant.

Cons

Slow — 4–8 weeks for approval, sometimes longer.
Strict criteria — 3.5x salary lending limit, full income documentation, clean credit history.
Higher deposit — typically 10–20%, though Help-to-Buy helps first-timers.
Self-employed applicants — banks typically want 2–3 years of accounts and consistent income.
No roll-up of site costs — you may need separate finance for foundations and site prep.

Local Authority Home Loan

A government-backed loan for first-time buyers and fresh-start applicants who may not qualify for traditional bank lending:

Available to first-time buyers and "fresh start" applicants.
Lower income thresholds than bank loans.
Fixed interest rates.
Eligibility depends on your circumstances — check the gov.ie guidelines.

Help-to-Buy Grant

First-time buyers of new build homes (including our Chapter One) can claim:

Up to €30,000 (or 10% of the purchase price, whichever is lower).
Available on homes costing up to €500,000.
Must be your primary residence for 5 years.

Stage-Payment Schedules

Because our homes are largely built off-site, the build is funded against clear milestones — foundation, manufacture, delivery, install, finish. We agree a stage-payment schedule upfront so there are no surprises. This is a payment structure set out in your written quotation, not a finance product.

Which Should You Choose?

Choose Traditional Bank Finance If:

You have stable PAYE income and a clean credit record.
You can wait 4–8 weeks for approval.
Minimising total interest paid is your priority.
You're a first-time buyer who can use Help-to-Buy.
You want the longest possible term to keep payments low.

Explore Local Authority Loans If:

You're a first-time buyer who may not qualify for traditional bank lending.
Your income is within the eligibility thresholds.
You want a government-backed option.

Use a Stage-Payment Schedule If:

You have funds available but want to pay against milestones.
You want transparency and no surprises.
You're funding from savings or a bridging arrangement.

How to Decide

The best way to choose is to talk to us and to an independent financial adviser. We'll:

Provide a fixed-price quote for your chosen home.
Explain the stage-payment schedule.
Point you toward independent finance advisors who may be able to help.
Help you understand the Help-to-Buy grant if you're a first-time buyer.

Explore our finance options and use our finance calculator for an indicative estimate, then contact us for a personalised quote.