Making It Affordable
We believe everyone deserves a quality home. That's why we offer a range of flexible payment options — from staged milestone payments to fully arranged finance — to make your new chapter achievable.
Finance Available
From 5.9% APR
Deferred Start
Up to 6 Months
Deposit Required
From 10%
Fast Approval
24–72 Hours
Pure Finance Partnership
Own your own home from as little as €200 per week. Adjust the sliders below to estimate your weekly repayment through our Pure Finance partnership.
Estimated Weekly Payment
€201
per week
This calculator is for indicative purposes only. Actual repayments depend on your personal circumstances and the lender's terms. Pure Finance approval is subject to status and credit assessment. Speak to a qualified financial advisor before making any decisions.
Our Options
Spread your payments across four key milestones — from deposit through to handover. This plan keeps cash flow manageable while ensuring work progresses on schedule.
Stage 1 — Deposit
10%
On signing of contract
Stage 2 — Fabrication
40%
When manufacture begins off-site
Stage 3 — Delivery
40%
On delivery and placement
Stage 4 — Handover
10%
On completion and snagging sign-off
Through our finance partners, qualified customers can take delivery of their home and defer the first payment for up to 6 months — giving you time to settle in before repayments begin.
Deferred Period
Up to 6 months
No repayments during this period
Loan Term
5–15 years
Flexible repayment duration
Interest Rate
From 6.9% APR
Subject to status and credit check
Minimum Deposit
10%
Required at point of order
Finance your modular home with fixed monthly repayments over an agreed term. We work with a panel of Irish-based finance providers to find the most competitive rate available to you.
Loan Terms Available
3–15 years
Tailored to your budget
Rates From
5.9% APR
Representative — subject to credit status
Min. Loan Amount
€10,000
Residential and commercial eligible
Approval Timeline
24–72 hrs
Fast decision in principle
If your Chapter Three home will serve as a permanent primary residence, you may be eligible for a self-build mortgage with mainstream Irish lenders. We can guide you through the process and connect you with a qualified mortgage broker.
Eligible Models
Chapter Three Series
Permanent residence classification
LTV Available
Up to 90%
First-time buyers may qualify
Broker Support
Included
We connect you with a trusted broker
Planning Required
Yes
Full planning permission needed
Why Choose Us
All costs are clearly outlined before you sign. No surprises at handover.
We partner with reputable Irish finance providers — not offshore intermediaries.
Our team guides you through every step — from application to approval to drawdown.
Finance FAQ
Most of our finance options require a standard credit check. We work with multiple lenders so even if one declines, we explore other options. Our team will advise you confidentially.
Yes. Our monthly finance and stage payment plans are available for commercial pods including beauty studios, clinics, and site accommodation units.
This depends on the specific finance product. Some of our lender partners offer penalty-free early settlement — we'll highlight this clearly before you sign anything.
A decision in principle can typically be obtained within 24–72 hours of a completed application. Full approval and drawdown can follow within 5–10 working days.
Absolutely. Many customers use a small personal loan or credit union loan to cover the stage payments, effectively spreading costs without a formal mortgage.
Yes. We advise on SEAI grants for solar, heat pumps, and energy upgrades that may apply to your build, reducing your overall project cost.
Ready to Begin?
Speak to our team today and we'll walk you through your finance options — no obligation, no pressure.
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